MASARI, INC. Professionals Business Advisors

Conference_Centers Beverly Hills  Irvine Los Angeles Santa Ana Job Opportunities Branch Office Opportunities Contact Us Main Office (714) 210-3979 Facsimile   (714) 210-3983 Masari, Inc. Mortgage Division 600 W. Santa Ana Blvd, Suite 525 Santa Ana, CA 92701 Email

Financial Planning Financial planning is essential for your success. A financial plan does more than help you seek financing or capital from your bank. With an effective financial plan, you can manage your business' growth better. By clearly defining your direction and tracking your progress against your plan, you can: adapt to changes ; correct your projections or modify your processes ; foresee problems before they arise ; evaluate risks and potential profits, and ; choose the best strategies to keep your business growing profitably. Benefits may include: Accurate, professional documentation when seeking financing ; Realistic assessment of sales targets ; Costs and profits estimating ; A tangible road map to your success ; Outline of the financing you require, and when ; Increased ability to foresee uncertainties and plan for them. Eligibility 1.  For Start-ups Any start-up business (from 0 to 1 year of operation) ; Start-up financing packages. 2.  Construction / Refinancing / etc. Businesses seeking financing or capital investments for their expansion plans (for example, construction or acquisition of premises, upgrading or purchasing new equipment, refinancing, working capital...) What's Included With our financial planning advisor and comprehensive tools, you and your accountant will be able to create an effective financial plan that will help you: Determine when you can expect your start-up business to be profitable ; keep your growth managed and sustained ; Measure your progress and adapt as necessary ; Assess the amount of investment or financing needed ; Meet your short and long-term obligations. The financial plan includes: Personal Status Detail of your personal financial situation, which will help you answer questions such as: How much can and should you personally invest in your company? Will a mortgage or personal loan be necessary? What, realistically, should your monthly salary be? Income Statement Your income statement includes your sales forecasts, costs of goods sold, fixed and variable expenses (salaries, advertising, rent, interest expenses), and profit. It is recommended to prepare 3 scenarios: pessimistic, optimistic, and probable. This helps you and your financial institution accurately assess the risk to your business and your opportunities for success. Break-even Analysis An ideal tool to identify risks and possibilities, it shows where your business has to be just to break even. For example, how close to maximum capacity of operation will you have to be? What sales will be necessary? When will you achieve this point? What factors, if changed, will have the greatest impact on your profitability? Cash Flow Budget Using the previous information and the different scenarios, you can create an accurate picture of your what your monthly financial needs will be. Masari, Inc. also offers consulting services for creating effective business plans, and its unique management coaching program provides you your own experienced business consultant. To have our financial planning professionals analyze your needs click here Return To Home Page    Home | Business Loans | Commercial Mortgage | Residential Mortgage | Auto Loans    Equal Housing Lender.   Disclaimer Masari, Inc. is a corporation Licensed by the California Department of Real Estate. License # 01357965 Web Design & Hosting by NSNHost.com Copyright 2002, Masari, Inc. all rights reserved.